Terms of Service

1. Acceptance of Terms

By accessing, browsing, or utilizing the services provided by UNFUND (“Platform”, “we”, “us”), you (“User”, “Founder”, or “Borrower”) agree to be legally bound by these Terms of Service. If you do not accept these terms, you must discontinue platform use immediately.

2. Scope of Services & Non-Brokerage

UNFUND provides automated business health audits, cap-table modeling, government scheme matching, and loan assistance packaging.

You acknowledge that UNFUND is a technology provider and business facilitation partner. UNFUND does not act as an underwriter, investment banker, public stock exchange, or regulated moneylender. Nothing provided on the platform guarantees investment checks, debt disbursals, or government subsidies.

3. User Representations & Data Authenticity

When uploading metrics or authorizing telemetry access, you represent and warrant that:

• All company documents, GST figures, bank balances, and cap-table distributions submitted are true, authentic, and free from deliberate misrepresentation.
• You hold legal authority on behalf of the incorporated entity to grant read-only consent and enter commercial advisory discussions.
• You shall not transmit automated scrapers, malicious scripts, or reverse-engineer the proprietary Fundability Scorecard (ƒ) or iSAFE calculation models.

4. Proprietary Intellectual Property

All proprietary algorithms, code, user interface designs, mathematical scoring models (ƒ-Score), documentation templates, and trademarks displayed on UNFUND remain the sole intellectual property of UNFUND. Users are granted a limited, revocable license to view and download their own audited investment dossiers and verification certificates.

5. Limitation of Liability

Under no circumstances shall UNFUND, its directors, employees, or partners be liable for any direct, indirect, incidental, consequential, or punitive damages arising from loan rejections by partner banks, grant disqualifications by government committees, or investor diligence outcomes. Services are delivered on an “as is” and “as available” basis.

6. Governing Law & Jurisdiction

These Terms of Service and any contractual discussions shall be governed by and construed in accordance with the laws of the Republic of India. The courts of competent jurisdiction in India shall have exclusive jurisdiction over any disputes arising out of the use of this platform.