From Startup to
Institutional Deal Readiness
UNFUND bypasses manual due-diligence bottlenecks. We automatically connect operational bank data, audit cap-tables, and synchronize tax filings into verified VC packages.
UNFUND
Audit Gateway
Natively Integrated Funding Services
Every service operates natively within the UNFUND pipeline—enabling automated data verification, legal compliance, and capital matching.
Startup Loan & Bank Assistance
We convert bank telemetry and GST filings into bankable credit dossiers, matching eligible startups directly with partner banks for CGTMSE collateral-free working capital.
- CGTMSE Collateral-Free Credit Match
- Automated Bank Credit Dossier Engine
- Partner DSA & Lender Network Dispatch
Government Schemes & Grants
Access ₹10L–₹50L in non-dilutive government capital. Our engine evaluates DPIIT recognition and scheme criteria to auto-prepare error-free application packages.
- Startup India Seed Fund (SISFS)
- BIRAC BIG (Biotech & Deeptech)
- iDEX Defense & Innovation Grants
Credit Bureau & CIBIL Fetch
Automated fetching and parsing of founder CIBIL and Experian commercial credit reports to ensure zero friction during bank credit committee reviews.
- Founder CIBIL Score Analysis
- Experian Commercial Credit Check
- Instant Credit Health Diagnostics
Cap-Table & iSAFE Compliance
Protect founder equity during pre-seed rounds. We eliminate deadweight angel terms and structure Companies Act and FEMA compliant iSAFE CCPS instruments.
- Deadweight Equity Elimination
- iSAFE CCPS Instrument Generator
- Companies Act & FEMA Compliance
Commercial & Business Loans
Tailored loan assistance for commercial and business debt expansion, helping growing startups secure machinery finance, invoice discounting, and term loans.
- Invoice & Purchase Order Discounting
- Machinery & Equipment Credit
- Structured Commercial Term Loans
Unified Pipeline
All 5 services consume the same underlying encrypted data layer. Once connected, your financial records automatically route across debt, grant, and equity channels.
How The System Processes Data
From raw bank telemetry to verified investment deal rooms—experience our end-to-end automated architecture.
Secure Data Ingestion
Consent-Driven Read Rails
Founders connect operational financial records via RBI-licensed Account Aggregator framework (Setu AA) and GSTN OAuth portals. No manual PDF uploads or edited spreadsheets.
// Executing Step 01 Pipeline
$ unfund init --step=01
[200 OK] OAuth Scope Granted via Setu AA
[200 OK] GSTIN Invoices Reconciled (0.8% Var)
[200 OK] Cap-Table iSAFE CCPS Validated
RESULT: Fundability Score calculated in 180s.
The Algorithmic Scoring & Legal Architecture
The 4-Weighted Vector Scorecard
Our engine evaluates four crucial operational vectors before issuing an institutional verification badge:
Measures deadweight angel dilution (≤15% target) and founder equity retention.
Verifies MCA ROC filings, DPIIT status, and GST tax compliance schedules.
Analyzes monthly recurring revenue (MRR), burn rate, and gross margin profiles.
Matches bank Account Aggregator deposits with GST revenue filings (<2% variance).
Why UNFUND Outperforms Traditional Methods
See how our automated telemetry pipeline replaces slow legal form websites and manual VC analyst screening.
| Strategic Parameter | Legal Filing Websites | Manual VC Analyst Vetting | |
|---|---|---|---|
| Data Source & Authenticity | Self-declared manual PDFs & static forms | Excel models & self-reported pitch decks | Automated Setu AA Bank & GSTIN |
| Cap-Table Protection | Generic templates with no equity advice | Negotiated heavily in favor of investor term sheets | Automated iSAFE CCPS Engine (≤15% Dilution Target) |
| Audit Latency & Speed | 7–15 Business Days for basic filings | 3–6 Weeks of manual analyst screening | 180 Seconds (3-Minute Automated Diagnostic) |
| Non-Dilutive Grant Matching | Manual form filing with extra CA retainer fees | Rarely offered or prioritized by equity VCs | Automated Matching for SISFS, BIRAC & iDEX |
| Verification & Badging | Static paper certificates | Private internal analyst notes | Live Security Badge (unfund.in/verify/id) |